Learning about Health Insurance is getting complicated everyday. It seems like a lot of Healthy Insurance Company change their policy often times due to Government Laws. It really sucks if all of a sudden your policy changed or ceased to exist because of this. I for one experienced it and our deductible went up and our coverage changed. So now we are in a lookout for a new Health Insurance that is just right for our family. I wish there is one here in PA that is like the affordable health insurance of nc that would give us what we need. Oh well, I guess I have to do a lot of research and reading about it to make sure that we choose the right one.